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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
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Ends Wednesday (tomorrow) midday: It's another all-change week for the best bank switching bribes - three accounts have ended their deals, the biggest payer's about to end, and another's boosted. For now, at least, there are still five to choose from, so quickly scan the top accounts and top high-earners' account deals below to see which wins for you. Switching's usually quick & easy: The free cash is usually paid within 3mths. You need to use the bank's seven-working-day switch service (so roughly 10 days) which closes your old account and moves all your money, Direct Debits & standing orders for you. All payments to the old account are auto-forwarded. You'll need to pass a not-too-harsh credit check.
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A huge congratulations to Martin from the whole MSE Team on his Special Award to be presented at this Sunday's BAFTA Television Awards (BBC1, 7pm) in recognition of his extraordinary and lasting impact on British consumers and public life. Got a will? Register it for FREE throughout May. Your will should be stored securely (such as at a solicitor's firm, or safely at home) so it can be tracked down easily. As an extra precaution, commercial firm the National Will Register is used by 10m+ to log details about where wills are kept, to help loved ones find them when needed. Registering normally costs £30, but you can register it for free during May. Be aware that searching the register costs from £65, so see this only as a backup - best to store it safely & let the relevant people know. Related: Free & cheap wills. Ends Sun. Got Tesco Clubcard points? Trick to get 'free' long-haul Virgin Atlantic flight to USA, Caribbean, Maldives, etc. Of course 'free' means you still pay taxes and charges which can be £100s, but it's still far cheaper than normal. For the full hurdles to jump, see our 'Free' flight trick. On Energy Price Cap? New E.on FIX locks you in below the current cap & existing custs can get it too. 2,500 dual fuel switches available. Sadly, our prediction that cheaper fixes due to the Middle East ceasefire may not last long has come true, amid renewed escalation in the conflict. Now very few suppliers offer fixed energy deals below the Apr-June Price Cap. Yet this exclusive E.on Next 13mth fix (Direct Debit only; £50/fuel exit fees) is bucking the trend and is the market's cheapest at 2% below the current Cap when you include MSE cashback. Both new and existing customers can get it, so if you're with E.on on the Price Cap and want to stay with it, this is a good way of guaranteeing price certainty. Prices vary depending on region & use, so check how it works for you, and how it compares to others, via our Cheap Energy Club. 'Martin, if fights are cancelled due to jet fuel, you'd usually be due a refund/alternative flight, but what about hotel cost...?' Watch Martin's key jet fuel shortages answer, or better still watch his full ITV1 Travel Show: How to protect yourself and save from last week (via ITVX). Never shopped online at Morrisons? Code gets £51 off groceries. It gets you £15 off your first £60+ shop and then £12 off your 2nd, 3rd and 4th. Morrisons code
Motor Finance Reclaim News. Car Wars - the industry fights back! Martin says payout delays now seem inevitable as three lenders challenge the regulator's mass redress scheme - yet still get your complaint in ASAP. Full info in Car finance redress latest. Related: Free MSE Car Finance Complaint tool. From Sat. 'Free' English Heritage family pass (norm £40ish). In £1.50 newspaper. Eng only, obvs. English Heritage 'You just saved my holiday with your latest email!' As Rosemary said this week on Facebook: "You just saved my holiday with your latest email - check your documents folks!! (Expiring passport). Cheers Martin" - just one of our 24 do-nows to slash cost & hassle when you go abroad from last week's email. TWO pairs of specs £14 via code. MSE Blagged. Stack this code with existing offers. See Glasses Direct deal.
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After my warning last year, many got in touch, like Donna, who emailed: "I contacted my energy supplier to ask if they could credit me some of my money back. I was in credit by over £700. They refunded me £380 - would have been more, but it was in the middle of when my payment was due. Still not bad though😊." Full info in my can you get £100s of energy credit back?, but here are the basics... Related: Compare energy bills | Slash water bills | Find the cheapest broadband | Mobile Sims for £2/mth
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60% off first two Abel & Cole organic fruit & veg boxes, from £9.30 delivered. MSE Blagged. Then 50% off your 3rd & 4th - though you can cancel any time (available in most of Eng & parts of Wales). Veg out Urgent. Sole trader or landlord with £50,000+/yr income? Act NOW on new 'Making Tax Digital' rules. If this is you, you were expected to start keeping digital records from 6 Apr and must submit 'Quarterly Updates' (first deadline is 7 Aug) as well as a final Tax Return. While we don't usually cover small biz finance, this is a huge shake-up to Self Assessment tax rules and we're hearing that take up so far has been low so we wanted to remind you of our new guide... for full help, including free software, see Making Tax Digital. Get £50 to £300 John Lewis gift card if buying big-ticket electrical item, eg, TV, fridge freezer. On 360+ items over £329. It isn't always cheapest, yet factor in the gift card for a planned purchase, and it may be. JL gift card Got a Barclays current account? 5% cashback on petrol & diesel. Fill up at a Tesco forecourt using a Barclays debit card till 31 July to automatically get 5% cashback (max £10/mth). Clever marketing in current climes, see Barclays boost. Get a £30 bonus when you spend £5+ online. MSE Blagged. If you've never used Quidco, you can nab an extra £30 cashback by signing up using our special link and spending a fiver or more through it. Quidco coup |
AT A GLANCE BEST BUYS
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MONEY MORAL DILEMMA Am I justified in keeping the loyalty points from doing my neighbour's shopping? I help a housebound, 82‑year‑old neighbour by doing his weekly shop. He's got no smartphone and no idea how supermarket loyalty schemes work, so I use my own app when buying his groceries at the same store I use for my family. The rewards only add up to a few quid a month - less than my petrol costs as I usually make a separate trip, so I feel it's fair to keep them. Telling him about the scheme would only confuse him, and splitting the benefit would be a real faff. Am I morally justified in keeping the rewards? Enter the Money Moral Maze: Is it fair to keep loyalty points on a neighbour's shopping? | Suggest a Money Moral Dilemma (MMD) | View past MMDs |
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MARTIN'S APPEARANCES (WED 6 MAY ONWARDS) Thu 7 May - Ask Martin Lewis, BBC Radio 5 Live, 12 noon |
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