13mths' FREE travel + mobile + breakdown cover, free Lidl doughnut, £240k marriage saving, cheap drugs, 10% off Morrisons shop for NHS, £120 window vac for £55

Plus... Free cinema tix, 150Mb broadband £19/mth, pet insurance savers, 30% off posh coffee

                                                           

17 February 2026 | View in browser

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THE TOP TIPS IN THIS EMAIL Get 1yr's FREE travel, mobile and breakdown cover worth £100s Save up to 80% on medicine / prescription costs Cheap pet insurance + Amazon £65 Martin vid: How Inheritance Tax really works (& how marriage can save £240k) Free Lidl bakery items New. Shift debt to 35mths 0% £120 Kärcher window vac £55 Martin: Ban above-inflation telecoms price hikes 30 cinema savings, incl 2 FREE Vue tix New. 150Mb broadband '£18.50/mth' Martin Podcasts:  - Switching, Standing Charges & more  - Your Q&A, incl 'Is energy bill wrong?' Martin vid: How to pay less tax on savings / investments if married NHS, care or emergency worker? 10% off Morrisons & 40+ more discounts 'I saved £400/yr with water social tariff.'  3mths FREE Apple Music Grind coffee 30% off Act NOW to get Warm Home Discount This week's best buys, incl 5.6% loans, £3.70 50GB Sim, £200+ bank switch Money Moral Dilemma: Should employer change rewards scheme? BEST BUYS & TOOLS MSE Cheap Mobile Finder Credit Club including free credit report 0% balance transfers Compare broadband deals MSE Compare+ Car Insurance Best bank accounts Top savings accounts Credit cards for bad credit Credit Card Eligibility Calculator Loans Eligibility Calculator Mortgage comparison Compare travel money Cheap Energy Club Best Sim-only deals

New. Get a year's FREE family travel & mobile insurance & breakdown cover - worth £100s Three 'packaged' bank accounts paying up to £225 to switch While they're called packaged bank accounts, in reality they're more like a bundle of decent insurance - typically travel, mobile & breakdown cover - with a bank account on the side. You pay £12 to £20/mth, and get the cover on top, which bought separately could cost up to £500. Right now, three banks pay you up to £225 to switch to their packaged accounts - enough to cover the first year's fees, so effectively you get the insurance for FREE for that time.  These accounts can be one of the cheapest ways to get insurance - especially for those with a family at home who all have mobile phones. Plus for those with pre-existing health conditions, while you may be charged more, many MoneySavers have told us this was the cheapest way they found to get travel cover. But remember.... Packaged accounts are great if you'd pay for all the insurance anyway. If not, you're likely better with just the up to £225 free cash with fee-free bank accounts & get the cheapest standalone insurance Switching's usually quick & easy. Use the bank's seven (working) day switch service. It closes your old account and moves all your money, Direct Debits and standing orders for you. You'll need pass a not-too-harsh credit check, and most require you to have 2+ Direct Debits to get the cash.  It's worth noting that insurance can be complex, loaded with terms, conditions and exclusions. We give the big picture here, but always check the small print to make sure the policies cover you in the way you need them to. We've far more detail in our full packaged accounts guide. Top pick for 1yr for singles, couples & families Santander Edge Explorer* FREE £225. Fee: £17/mth So 13mths of fees are covered by the switch bonus. World, family travel insurance (up to age 74) includes winter sports. Household mobile phone(s). Excess up to £135. UK & European breakdown cover with home start, onward travel, replacement vehicle. Recovery to nearest garage/home. How to get it: The free £225 is £200 cash if you pay in a one-off £1,500+ within 60 days, plus a £25 Amazon voucher via this link only. Other perks: 24/7 remote family GP access | 6% interest on up to £4,000 savings for 1yr  | 1% bills cashback if they're paid by Direct Debit (max £10/mth) | 1% supermarket/travel cashback on debit card spends (max £10/mth) Top pick for older couples & families Nationwide FlexPlus FREE £175. Fee: £18/mth.  So 9mths of fees are covered by the switch bonus. World, family travel insurance (no max age) includes winter sports, business, and golf cover. Household mobile phone(s). Excess up to £100. UK & European breakdown cover with home start, onward travel, replacement vehicle. Recovery to nearest garage/home. How to get it: You get the free £175 if you pay in a one-off £1,000+ and use the debit card once within 31 days. Other perks: 6.5% interest on up to £200/mth for 1yr (max £84/yr interest) | Fee-free overseas spending. Decent alternative paying switch cash Co-op Bank Everyday Extra FREE £175. Fee: £18/mth.  So 9mths of fees are covered by the switch bonus.  Worldwide family travel insurance (up to age 79), includes winter sports and golf cover Mobile phone insurance for account holders only. Excess £75 per claim. UK & European Breakdown cover with home start, onward travel, replacement vehicle. Recovery to nearest garage/home. How to get it: The £175 is £100 when to you pay in £1,000+ and use the debit card 10+ times within 30 days. For the £75, repeat this for 3mths to get £25 each month. Other perks: Linked 7% saver on £250/mth (max £114/yr interest) HIGH EARNERS ONLY. Top if you can get it Ends Mon. HSBC Premier* FREE £250. No monthly fees.  Worldwide family travel insurance (up to age 69) includes winter sports and business cover No mobile insurance No breakdown cover How to get it: You must have either £100,000/yr income paid into the account; or have £100,000 saved/invested with HSBC. Other perks: £500 for saving/investing £100k+ with HSBC for 3mths. | Family online health services | Fee-free transfers between HSBC accounts in different currencies. There are other packaged bank accounts that are cheaper and decent value, but these don't currently pay free cash to switchers... Club Lloyds Silver - £11.50/mth. Includes UK & Europe family travel cover, mobile cover for account holders and UK breakdown cover that only includes roadside assistance. Plus fee-free overseas spending, 12mths Disney+ or other perks. See full Lloyds review. New. Chase Protect* - £12.50/mth. Includes worldwide family travel insurance, household mobile phone insurance and UK breakdown cover that only includes roadside assistance and recovery to the nearest garage. Plus fee-free spending abroad and a top linked easy-access saver paying 4.5% variable. See full Chase review. Virgin Money Club M - £14/mth. Includes worldwide family travel cover (max age 74), household mobile and gadget cover, UK & Europe breakdown cover with home start, roadside assistance and recovery to nearest garage or other destination with 10 miles. See full Virgin review. Important. Do you have pre-existing medical conditions? Failing to declare conditions when applying for an account - and therefore, the travel insurance cover, too - may invalidate the policy. You need to contact the insurer and tell it, even if you're just having tests for a condition. If you have a pre-existing condition, one of three things will happen: You may be covered as standard, you could be covered but for an additional premium or claims related to that condition may be excluded from the policy. But even where there's an extra premium, it can still work out cheaper than standalone travel insurance, so it's worth checking. It worked for Gideon, who emailed: "Thank you for the recommendation of packaged bank accounts. My wife and I are 82 and have pre-existing medical conditions. Our annual renewal quote was £1,249. Thanks to your suggestion of Nationwide's FlexPlus, I have obtained worldwide cover for a premium of £273 - almost £1,000 less! More info in packaged pre-existing conditions. Won't use all the perks? Get the cheapest standalone insurance instead Best for travel... Packaged accounts tend to include top-of-the-range travel insurance, yet if you're not fussed about extras and add-ons, and see it just as a back stop, it's possible to get travel insurance from £7. Here we list the cheapest bog-standard, no-frills, FCA-regulated options we can find that meet our minimum cover levels, judged purely on price, NOT feedback. Annual policies: If you'll go away at least twice this year, even just for weekends, annual cover is usually cheapest. It covers all trips away, usually under a duration limit (eg, 30 days per trip).  - For under-66s: Europe single: from £10. Family worldwide: from £93. Check Coverwise (Bronze)* | Admiral* (use code MSETRAVEL20) | Leisure Guard Flexi (Bronze).  - For over-65s: Prices are from £32/yr at age 66, from £89/yr at age 76. Check Admiral* (use code MSETRAVEL20) | Vibe (Essential) | Avanti (Classic)*.  Single-trip policies: Cover a one-off holiday. Enter the dates you're travelling (even if months ahead) and you'll be covered for cancellation from the moment you pay. - For under-66s: For a week in Europe single: from £7. Family worldwide: from £56. Check Coverwise (Bronze)* | Leisure Guard Flexi (Bronze) | Admiral* (use code MSETRAVEL20). - For over-65s: Prices can be £19/wk at age 66 in Europe, from £57 worldwide, though prices rise rapidly with age. Check Leisure Guard Flexi (Bronze) | Coverwise (Bronze)* | A to Z Insurance (Essentials). Full info, including premium options: Cheap travel insurance | Over-65s' travel insurance | Pre-existing medical conditions travel insurance. Best for mobile phone... You can get standalone insurance from £40/yr for phones under 3yrs old. While exact prices vary by handset, our top picks will include cover for worldwide loss, theft, accidental and liquid damage, and mechanical breakdown. - Switched On*. 'Ultimate' cover. - Mobile Phone Insurance Direct*. 10% off 'Premium' with code 'INSURE10'. - Love It Cover It*. Code 'SAVE10' gets 10% off 'Premium' cover. - Insurance2Go*. Plus get £10 off 'Full' cover with code 'MSE10'. Full info and more options in our mobile phone insurance. Best for breakdown... For £57/yr, newbies can get full service breakdown, for you and your partner, and which includes home start & onward travel via our AutoAid* link. The price increases to £79 if the car's 16+ yrs old. There is a £25 call-out fee if the car's 10+ yrs old) and the call-out time and service feedback is decent. Alternatively, Eversure* at £57.50/yr is similar, though won't cover cars more than 15yrs old. Equivalent cover if you buy direct from the big providers can be £100+. Also see how to get basic RAC or AA cover from £27/yr, plus far more help, in Cheap breakdown cover. PS: Were you flogged a packaged bank account years ago? You may be OWED £1,000s. Actively choosing a packaged account for the right reasons is great. Yet while it's not so much of an issue anymore, many were hard sold them in the past, eg, if you were told you had no option, told you could only get a mortgage if you opted for the account, or were 'upgraded' without consent. If so, you could be owed all the fees back. See the free reclaim tool in our Reclaim packaged bank accounts guide.

 

 

DON'T believe the fake 'Martin Lewis' or 'MSE' ads Lots of scam ads litter social media and even newspaper websites - some of these lie that we or Martin promote Bitcoin, binary trading etc. See Fake ads warning.

 

 

 

Revealed: The tricks medicine firms use to make you pay more for EXACTLY the same thing How some can save up to 80% on medications...  No one wants to take a chance with their health, and the big pharmaceutical firms know this. So they use powerful branding techniques to make us think they're offering something special or specific for colds, flus, allergies, pain and more - and then bump up the prices to pay for it. There's lots more in Cheap & free prescriptions, but here's a quick check-up on how to keep medicine & prescription costs down... EXACTLY the same medication is being sold at SIX times the price just due to branding. Within the pharmaceutical trade, the PL number is a unique licence assigned exclusively to a particular product made by a particular manufacturer. That product may then be sold under different brands, in different packaging - and crucially at different prices - but underneath it's EXACTLY the same licensed medicine.  Take this example we found: Sudafed Congestion & Headache Relief Day & Night Capsules were £5.99 in Boots, yet the exact same medicine with different branding - Galpharm Day & Night Max Strength Cold & Flu - was just £1 in Poundland, a saving of more than 80%. See more same PL number examples. Period pain, back pain, migraine meds.... they're often the same. You look at the 'back pain' package, and the box shows the painkillers zoning in on the problem. Yet when you check the PL number, it can often be the same as for painkillers for other parts of the body. Firms are legally allowed to do this, but it's marketing nonsense - it's the same medication. When we're hurting we often feel we want something specific, so we go for a special tablet - but before you do that make sure it really is special. Period pain relief is a particular medication minefield. Eg, Feminax Express is branded to target period pain, but right down to the PL number it's the exact same stuff as Boots Migraine Pain Relief. Meanwhile, the active ingredient in Boots' own brand Period Pain Reliever tablets is naproxen - a different drug altogether. It's the active ingredient(s) that does the business... Whether you're buying Nurofen, Sudafed or own-brand, it's a medicine's active ingredients, strength and formulation that count. So you can get EFFECTIVELY the same medicine under a different name and PL number. It may be capsule or tablet, and (literally) not sugar coated, but ultimately ditching big brands can mean big savings. Everything else is extra (though if you've got allergies, make sure to check the label or speak with your pharmacist, as other ingredients can vary). For example, Lemsip Max Cold & Flu sachets cost nearly £7 in Boots, but you can get the generic equivalent with the same active ingredient at Aldi and Lidl for £2.19. See more similar meds at different prices in our updated branded vs. generic meds. PS: As we're MoneySavingExperts, not pharmaceutical experts, we asked the Royal Pharmaceutical Society to fact-check the points above. England: 100,000s are overpaying for prescriptions. England is the only UK nation where you pay for NHS prescriptions, at £9.90 per item. First check the NHS free prescription calc to see if you need to pay (you may not need to if you're: under 16, over 60, pregnant / recently given birth, on certain benefits or have certain illnesses). Even if you do need to pay, don't be one of the 900,000 who overpaid last year because they paid for each prescription rather than getting a prescription 'season ticket'. These cost £114.50 for a year, or £32.05 for 3 months, and cover all prescription costs in that time. So if you get four or more prescriptions in three months or 13+ in a year, you save (you can backdate for a month too). Related: An HRT prepayment certificate covers you for eligible HRT prescriptions (some medications are excluded). England: Check if medicines are cheaper over the counter (OTC) than on prescription. If you're prescribed common medication such as painkillers, antihistamines or dermatology creams, check if it's cheaper OTC. Eg, we found a 500ml tub of aqueous cream for £1 at Savers, a fraction of the prescription cost. And Libby told us on Facebook last year: "For six months I was paying £9.90 for ferrous fumerate because GP put it through on prescription. Someone told me it was available OTC so went to buy some and THE SAME BOX cost me £1.80." Or try asking your GP for a bigger prescription (though it's not allowed with some medications). Healthcare cash plans can cover prescription costs - plus NHS or private dental, optical and physio costs. If you shell out for dental, optical, physio, podiatrists & more, a healthcare cash plan could help. These are the hugely-underpublicised, cheaper cousin of Private Health Insurance - with them you simply pay for the treatment, send off your receipts and you're reimbursed up to an annual limit. Our Top Healthcare cash plans guide takes you through it in detail, including top picks. Related: Private Medical Insurance.

 

Martin: 'How Inheritance Tax REALLY works (& how marriage can save you £240,000).' Watch Martin's quick Inheritance Tax briefing via his YouTube channel (do subscribe). Or better, watch his latest full 'Benefits of marriage and how to max them' show on ITVX. PS from Martin: "There's no show this week, as I'm on half-term break (from there, and MSE too), so this week's email is in the overly capable hands of the MSE team." It's back: 'Free' bakery items via Lidl Plus app. Excludes Northern Ireland. Lidl New. Shift debt to 35mths 0% with a low 2.5% fee. A 0% balance transfer is when you get a new card to pay off existing credit card debt (usually for a one-off fee), then you repay the new card at 0% interest for a set period, helping you to clear the actual debt, not just pay interest. The Lloyds 'up to' 35mth 0% card charges a 2.49% fee, around £10 per £1,000 transferred less than the top 36mth cards which have c. 3.5% fees. Some accepted will get less than 35mths at 0%, but our eligibility checker tells you if you'll get the headline rate before you apply. Golden rules: Repay at least the monthly minimum & clear the card before the 0% ends, or it jumps to 24.9% rep APR interest. Full info & more options in Top balance transfers. £120 Kärcher window vac £55 with code. MSE Blagged. It's the WV 6 Plus N model. 3,000 available. Kärcher Martin: 'The simple broadband & mobile solution would be to just BAN above inflation mid-contract price hikes'. Last week, the Government signed a Telecoms Charter with major mobile & broadband firms to stop the price-hikes on price-hikes (such as we saw from O2 last year). Martin gave it a cautious welcome, but it still leaves two glaring consumer protection holes - one general, one about Sky. Cinema deals: 2 FREE Vue tickets for Sky Cinema subscribers, plus 30 more tips. See all cinema deals. New. 152Mb TalkTalk broadband '£18.59/mth' with NO price hikes. This 152Mb TalkTalk broadband only deal is available to 70% of homes. You pay £24/mth, which is fixed for the whole 2yr contract. Plus, you'll be emailed a £130 prepaid Mastercard or shopping voucher within 4mths of signing up (do check your junk folder). Factor all that in and it's equivalent to £18.59/mth. Want other options? Use our full broadband comparison. New Martin pod. Free cash & £100s free insurance from switching bank! (Slightly) lower energy Standing Charges coming! Plus pre-existing conditions and packaged bank accounts. And will the new broadband and mobile charter change owt? Plus more in Martin's main podcast this week. Listen via BBC Sounds | Apple | Spotify etc. Related: See top bank accounts and top package accounts for the best buys. Question Time pod. Is my energy bill wrong? Do credit cards repay 0% debt first? Is Martin's Quantum AI investment a scam? (spoiler: yes). They're just some of the questions you asked in Martin's Question Time podcast this week. Listen via BBC Sounds | Apple | Spotify etc.

 

 

BLAGGED FOR MSE - £120 Kärcher window vac for £55 3,000 available - 30% off Grind coffee Ends Mon 23 Feb	DID YOU MISS? - Civil Service Pensions scandal: 1,000s plunged into hardship - Get a year's 'free' entry to Thorpe Park, Alton Towers etc - Amazon 1-tap check for free Prime Video £5 credit - TV licence fee to rise by £5.50 to £180/yr from Apr 2026 - '30 hours funded' childcare: what can/can't you be charged for?

 

 

Fur-get sky high vet bills... insure your pet for less Plus grab up to £65 Amazon voucher via deals comparison sites don't bark about Unlike for us humans, there's no NHS for pets, so without cover a trip to the vet can leave you footing a huge bill. Treatment prices have soared in recent years and, as a result of a recent Competition and Markets Authority investigation, the Government is implementing major reforms to the vet industry that should (among other measures) improve price transparency. In the meantime, our Cheap pet insurance guide has full info on how to cut the cost of insurance. In brief... CATS & DOGS. Prices are bespoke, so the key's to get as many quotes as possible in the shortest time... 1. Combine comparison sites. Try as many as you've time for, as they search different insurers and sometimes have different prices - and most let you get multi-pet quotes. In order of how many insurers they compare, try MoneySupermarket* | Compare The Market* (single pet quotes only) | Confused.com* | Gocompare. 2. Check deals not on comparison sites. Big providers Petplan* and Direct Line don't appear on comparisons for pet insurance, plus there are promo deals that comparisons don't list (some because we've blagged exclusive extras). So check them and compare with the comparison site winners (though we've limited feedback on these): - Waggel* via this link offers a £65 Amazon voucher per dog and £45 per cat insured, paid after 90 days of cover. - Petgevity* via this link offers newbies a £60 Amazon voucher for a dog, £45 for a cat and £105 for a multi-pet policy, paid within 90 days. - Agria* via this link offers a £75 (dog) or £40 (cat) Amazon voucher, paid within 120 days (up to max £155 for three dogs). - Animal Friends* via this link gives a £35 Amazon voucher for a cat or dog policy, paid after around 100 days. - And check cashback sites as well to see whether you can get cashback on the best deal you find. 3. Cats are seen as free spirits, dogs aren't. So you're liable for your dog if it causes damage or injury to other people or property. Always check your insurance offers third-party cover (as a minimum, get it standalone from Dogs Trust). HORSES, RABBITS, PARROTS, REPTILES & OTHER PETS. As comparison sites don't usually work for these, you'll need to manually compare quotes from these specialist insurers: - For horses and ponies: Try SEIB, Petplan Equine and NFU Mutual. - For rabbits, budgies, guinea pigs, parrots, lizards and more: Try Exotic Direct* and British Pet Insurance (+ Sainsbury's and Petplan* for rabbits). Warning: Beware switching provider if your pet has an existing condition. Most new policies won't cover past issues, whether you've claimed for them or not. But stay with your old insurer and you're likely to pay more to cover that condition in future. So it's usually a hard choice between switching to a cheaper policy with no cover for that specific condition, or sticking and likely paying more. Full help in existing conditions. Pet insurance NEED-TO-KNOWS... 1. It generally covers big issues (such as broken bones and tumours), not check-ups. See what's covered. 2. Need cover but can't afford it? If you're on certain benefits, charities such as the PDSA may help with vet bills. 3. Could you self-insure? For smaller animals, you could put cash in savings to cover fees. See self-insuring help. 4. Keep your pet's routine jabs up to date. Or it may invalidate your insurance. 5. Always check the policy is right for you. It's not easy, as insurance is about protection from the unknown, but do check the policy details, what's excluded, and that the firm's regulated by the Financial Conduct Authority. 6. If your claim's unfairly rejected, take the firm to the Financial Ombudsman. Once you've complained to your provider, you've then a right to go to the free, independent Financial Ombudsman Service for its help to settle the claim.

 

Martin: 'How married couples can pay less tax on savings & investments'. Watch Martin's quick savings & investment tax boost for married couples and those in civil partnerships via his YouTube channel (do subscribe). Or better, watch his latest full 'Benefits of marriage and how to max them' show on ITVX. NHS, care or emergency worker? Get 35% off Ocado and 10% off Morrisons. Plus all the usual discounts - see our updated 40+ NHS deals. Related: Teacher discounts. 'I saved £400/yr with a water social tariff.' Success of the Week. Jennifer emailed: "I was appalled to discover that my water bill was going to be over £800 a year for a single person in a three-bed house. I'd never heard of a social tariff [for those on low incomes] but, having read about it on MSE, I applied and got a 50% reduction. Very many thanks." If we've helped you save (on this or anything else), please tell us about it. Three months' free Apple Music for newbies. Normally £33 to £51. Apple Music Grind coffee 30% off code. MSE Blagged. Valid on ground coffee, beans, pods & more. Grind Had a Warm Home Discount letter? Check NOW if you need to act. Most eligible for the WHD won't need to do anything more to get the £150 discount. But some letters ask you to contact the WHD helpline to confirm details. If that's you, do it before 28 Feb or you'll miss out. Warm Home Discount help  PS Got questions for the boss of Ofgem about energy bills? Martin will be interviewing him on The Martin Lewis Money Show Live next week. To suggest questions, email the team at martinlewis@itv.com

 

 

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AT A GLANCE BEST BUYS 0% balance transfers Longest definite 0%: Barclaycard (check eligibility) 36mths 0%, 3.45% fee, 24.9% rep APR No-fee 0%: Barclaycard (check eligibility) up to 14mths 0%, 24.9% rep APR Best bank accounts Free £200 + £25 Amazon voucher + cashback: Santander Edge Free £175 + top service: First Direct Broadband top picks Fast fibre (100Mb+): TalkTalk '£18.59/mth' Superfast fibre (500Mb+): Vodafone '£21.55/mth' On Universal Credit or similar? Check all discounted social tariffs Insurance Car: Use our Compare+ Car Insurance tool Home: Use our Compare+ Home Insurance tool Cheap loans £5,000 to £7,499: M&S Bank (check eligibility), 6.9% rep APR £7,500 to £15,000: TSB (check eligibility), 5.6% rep APR Top savings accounts Top easy-access savings: Chase 4.5%, min £1 Top easy-access ISA: Trading 212 4.4%, min £1 Top one-year fix: Union Bank of India UK 4.23%, min £5,000 Top energy deals Try our whole-of-market Cheap Energy Club Cheap Sims Up to 3GB data: Lebara, '£3.10/mth' for 3GB 4GB to 9GB data: Lebara, '£3.33/mth' for 5GB 10GB to 30GB data: Lebara, '£3.45/mth' for 10GB 31GB+ data: iD Mobile, '£3.67/mth' for 50GB

 

 

MSE NEWS - Top story: Standing Charges to fall from April – Martin says it's 'a step in the right direction' - Martin's charity given enhanced 'super-complaint' powers to protect consumers - Buy now, pay later rules finalised – but key protections won't take force until this summer - Lloyds, Halifax and Bank of Scotland announce 95 more branch closures in 2026/27

 

 

MONEY MORAL DILEMMA Should my employer adjust its rewards scheme so those repaying student loans don't lose out? My employer has a recognition scheme for colleagues who go above and beyond, with prizes paid in vouchers that are processed through payroll for tax purposes. However, anyone repaying a student loan can actually lose money by winning because the prize can push their income over repayment threshold. That's going to happen to me next month, so I'll end up taking home less and effectively pay to receive a 'reward'. Higher-rate taxpayers get adjusted payroll so they don't lose out, so should the company make changes so no one is penalised for being recognised? Or should we just be grateful it offers such a scheme in the first place? Enter the Money Moral Maze: Should my employer change its rewards scheme so I don't lose out? | Suggest a Money Moral Dilemma (MMD) | View past MMDs

 

FREEBIES - Morrisons Café: FREE Kellogg's cereal & fruit, till Sun - National Outdoor Expo: 3,000 FREE tickets (normally £25), Birmingham, Sat 21 & Sun 22 March - Burger King: Kids eat free when grown-ups buy a burger meal, till Sun - Tesco: Free £1.70 Florette crispy salad via cashback

 

 

MSE TEAM BLOG - MSE Forum highlights: decluttering, cooking dinner & robot cleaners

 

 

MARTIN'S APPEARANCES (WED 18 FEB ONWARDS) Mon 23 Feb - Good Morning Britain, ITV1, Time TBC Tue 24 Feb - This Morning, ITV1, 10:20am Tue 24 Feb - The Martin Lewis Money Show Live, ITV1, 7:15pm

 

 

Important. Please read how MoneySavingExpert.com works We think it's important you understand the strengths and limitations of this email and the site. We're a journalistic website, and aim to provide the best MoneySaving guides, tips, tools and techniques - but can't promise to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. What you need to know This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances - and remember we focus on rates not service. We don't as a general policy investigate the solvency of companies mentioned, how likely they are to go bust, but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips). We often link to other websites, but can't be responsible for their content. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Please read the Full Terms & Conditions, Privacy Policy, How This Site is Financed and Editorial Code. Martin Lewis is a registered trade mark belonging to Martin S Lewis. More about MoneySavingExpert and Martin Lewis What is MoneySavingExpert.com? Founded in February 2003, it is now the UK's biggest consumer help website, with more than 12 million users each month and about 8.5 million receiving this email. In September 2012 it became part of the MoneySupermarket Group PLC. Its focus is simple - saving cash and fighting for financial justice on anything and everything. The site has over 80 full-time staff, more than a third of whom are editorial - researching, analysing and writing to continually find ways to save money. More info: See About MSE. Who is Martin Lewis? Martin Lewis CBE is the founder and executive chair of MSE, as well as the founder of the MMHPI charity. He's an ultra-focused MoneySaving journalist and consumer campaigner with his own prime-time ITV programme The Martin Lewis Money Show, Radio 5 Live Wednesday show Ask Martin Lewis and weekly slot on This Morning, among others. More info: See Martin Lewis' biography. What do the links with an * mean? Any links with an * by them are affiliated, which means get a product via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay free to use. You shouldn't notice any difference; the links don't impact the products at all and the editorial line (the things we write) isn't changed due to them. If it isn't possible to get an affiliate link for the best product, it's still included in the same way. More info: See How This Site is Financed. As we believe transparency is important, we're including the following 'un-affiliated' web-addresses for content too: Unaffiliated web-addresses for links in this email santander.co.uk, hsbc.co.uk, chase.co.uk, coverwise.co.uk, admiral.com, avantitravelinsurance.co.uk, switchedoninsurance.com, mobilephoneinsurancedirect.com, loveitcoverit.com, insurance2go.co.uk, autoaidbreakdown.co.uk, eversure.com, moneysupermarket.com, comparethemarket.com, confused.com, petplan.co.uk, waggel.co.uk, petgevity.co.uk, agriapet.co.uk, animalfriends.co.uk, exoticdirect.co.uk Financial Conduct Authority (FCA) Note MONY Group Financial Limited is authorised and regulated by the Financial Conduct Authority (FCA FRN: 303190). MoneySavingExpert.com Ltd is a company registered in England and Wales. Company Registration Number: 8021764. Registered office: One Dean Street, London, W1D 3RB. MoneySavingExpert.com Limited is an appointed representative of MONY Group Financial Limited. To change your email or stop receiving the weekly tips (unsubscribe): Go to: www.moneysavingexpert.com/tips.